• Savings Account
• Checking Account
• Member Plus Checking
• Share Certificate
• Money Market Accounts
• Individual Retirement Accounts (IRA)
• Club Accounts
• Health Savings Accounts (HSA)

This account is the key that unlocks all your Cornerstone Community FCU member benefits. Just a $5 deposit opens your account and establishes your membership.
Click here to request our Savings brochure by mail.

Features and Benefits

• Opens the door to all your Cornerstone Community FCU benefits for only $5
• Pays competitive dividends on balances of $50 or more
• Helps you save for important goals with the option of convenient Direct Deposit

Extra Conveniences

• 24-hour ATM access at thousands of automated teller machine locations worldwide
• Telephone access to your account with CURTIS
  (Credit Union Remote Telephone Information System)
• Computer access from your home or office with OASIS
  (Online Account Status and Information System)

You'll enjoy all the convenience of a checking account with none of the fees and extra costs that a bank would likely charge you. Download our Quick Switch Kit to make switching your checking account to Cornerstone easy and fast.

Features and Benefits

• No monthly maintenance fees or per check charges
• No minimum balance requirements
• Unlimited check-writing privileges
• Convenient Direct Deposit services that guarantee your money is ready and waiting each payday
• Overdraft privileges saves you the expense and embarrassment of having your checks returned

Extra Conveniences

• 24-hour ATM access at thousands of automated teller machine locations worldwide
• Telephone access to your account with CURTIS
  (Credit Union Remote Telephone Information System)
• Computer access from your home or office with OASIS
  (Online Account Status and Information System)

Click here to order checks

Earn FREE dividends, receive Special Travel Savings, get CASH BACK with Everyday Rebate Rewards, and more!

Cornerstone Community Federal Credit Union is pleased to offer Member Plus Checking. You will receive incredible savings and financial advantages for only $5 per month. With this membership, you'll enjoy advantages like FREE money orders, FREE official checks, FREE ATM/Debit Card Replacement, $50 rebate on New Closed End Consumer Loans (minimum $7,500), FREE CURTIS Telephone Banking and OASIS Home Banking, Overdraft privileges and more!

Joining is easy! Just ask us. You can enroll as a member in minutes. As a member, you'll automatically receive new benefits as they are added to your program. Click here to see more of the advantages you'll receive with Member Plus Checking.

With a Share Certificate, you may earn higher dividend rates on your savings by locking in a rate for a specific period of time. Click here to request our Share Certificate brochure by mail.

Features and Benefits

• Open with a deposit of just $500
• You may earn higher dividend rates than with your savings account
• Have your monthly dividends reinvested into your Share Certificate, credited to your Cornerstone
Community FCU Share Account, or mailed to you directly each month
• Choose from a variety of account terms to meet any need

Certificate Terms*

• 91 days
• 6 months
• 1 year
• 2 years
• 3 years
• 4 years
• 5 years
  
  * Penalty fees apply for early withdrawal

You'll earn higher dividends on your savings balances of $2500 or more to help you reach your financial goals more quickly. Click here to request our Money Market brochure by mail.

Features and Benefits

• Make unlimited withdrawals with no penalty
• Earn higher dividend rates than with traditional savings accounts
• Convenient Direct Deposit makes building your savings extra easy

Extra Conveniences

• Telephone access to your account with CURTIS
  (Credit Union Remote Telephone Information System)
• Computer access from your home or office with OASIS
  (Online Account Status and Information System)

An IRA is an ideal way to supplement your current pension plan and build your retirement nest egg.
Click here to request our IRA brochure by mail.

Features and Benefits

• No minimum amount required to open your account
• Competitive dividends are credited quarterly and paid on balances of $50 or more
• Interest is tax-deferred*, so you won't pay taxes on your earnings until you receive
  disbursements
• Funds grow tax-free* until you begin to receive your money
• Convenient Direct Deposit makes building your retirement savings extra easy

IRAs for Specific Needs

• Roth IRA lets you take qualified tax-free* distributions after just five years. This non-deductible account lets you make tax-free withdrawals if: you've reached age 59 1/2; you have a permanent disability; you're making a first-time home purchase; or a joint accountholder is making a withdrawal in the event of your death.
• Education IRA helps you save to send your child to college. This non-deductible account builds your earnings tax-free* and allows you to make tax-free withdrawals if you use the money for higher education expenses.

* Consult your tax advisor for specific details.

A Holiday or Vacation Club Account helps you build dedicated savings for holiday shopping or a special vacation. Click here to request our Savings brochure by mail.

Features and Benefits

• Regular, systematic deposits ensure you have the money you need
  — when you need it
• Competitive dividends paid on balances of $50 or more
• Convenient Direct Deposit makes building your savings extra easy

* Penalty fees apply for early withdrawal

Extra Conveniences

• Telephone access to your account with CURTIS
  (Credit Union Remote Telephone Information System)
• Computer access from your home or office with OASIS
  (Online Account Status and Information System)

Health Savings Accounts (HSAs) are individual accounts which allow you to make tax-deductible contributions, accumulate earnings on a tax-deferred basis, and withdraw money tax free to pay for qualified medical expenses. HSAs are designed for individuals who have a high-deductible health plan.

Features and Benefits

• Protection – Your HSA account can protect you against high or unexpected medical bills.

• Affordability – High health insurance policy deductibles mean lower premiums.

• Savings – Your ability to deduct your contributions and the tax deferral of account earnings enable you to build your account.

• Flexibility – You can contribute at any time during the year, and your HSA balance rolls over from year to year so you’re not placed in the position of having to “use it or lose it.”

• Portability – You own the account, so it goes where you go, even if you change jobs or move to another state.

Click here to request our Health Savings Account brochure by mail.

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