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Apply for a Loan Today

Cornerstone Community Federal Credit Union offers several convenient options for members to apply for a new line of credit. 

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Apply Online

Fill out an online application and submit your loan request through Cornerstone CFCU’s third-party partner.
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Apply Online
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Loans-By-Phone

During normal business hours, members may call and speak with a Cornerstone representative to ask questions and apply for a loan by phone.

(716) 433-0063
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24-Hour Lending

Looking to apply after hours? Our toll-free, 24-Hour Lending service can handle your call and discuss options with you conveniently at any time. 

(888) 822-1985

1-800-488-6481

CURTIS: 1-800-676-2878

Our Branch Locations

Main Office

6485 S. Transit Road
Lockport, NY 14094
(716) 434-2290
(800) 488-6481

Member Service & Lending
by appointment only

Mon.– Thurs. 8 a.m. to 5 p.m.
Friday - 8 a.m. to 6 p.m.
Saturday - Temporarily Closed
Drive-up window opens at 8 a.m. Mon.-Fri.
24-hour drive-up ATM

Get Directions

Lockport

55 Stevens St.
Lockport, NY 14094
(716) 434-2290

Member Service & Lending
by appointment only

Mon.- Thurs.  9 a.m. to 5 p.m.
Friday - 9 a.m. to 6 p.m.
Drive-up window opens at 9 a.m. Mon.-Fri.
24-hour drive-up ATM

Get Directions 

Middleport

5 State St.
Middleport, NY 14105
(716) 735-7004

Member Service & Lending
by appointment only

Mon. – Thurs. 9 a.m. to 5 p.m.
Friday - 9 a.m. to 6p.m.
Drive-up window opens at 9 a.m. Mon.-Fri.
24-hour drive-up ATM

 Get Directions

Niagara Falls

4255 Witmer Road
Niagara Falls, NY  14305
(716) 754-2950

Member Service & Lending
by appointment only


Mon.- Thurs. 9 a.m. to 5 p.m.
Friday - 9 a.m. to 6 p.m.
Drive-up window opens at 9 a.m. Mon.-Fri.
24-hour walk-up ATM

Get Directions

North Tonawanda

107 Main St.
North Tonawanda, NY 14120
(716) 694-0295

Member Service & Lending
by appointment only


Mon. – Thurs. 9 a.m. to 5 p.m.
Friday - 9 a.m. to 6 p.m.
Drive-up window opens at 9 a.m. Mon.-Fri.
24-hour walk-up ATM

Get Directions

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Non-Cornerstone Community Federal Union links are provided as a service to members and are not owned or controlled by Cornerstone Community Federal Credit Union. If the member chooses to leave the credit union's site and link to an alternative site not operated by the credit union; the credit union is not responsible for the content on the alternative site. Cornerstone Community Federal Credit Union is not endorsing or guaranteeing the products, information, or recommendations provided by linked sites and is not liable for any failure of products or services advertised on those sites. Linked sites privacy and security policies may be different than those practiced by Cornerstone Community Federal Credit Union and may be less secure than the Cornerstone Community Federal Credit Union website.

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If you are using a screen reader or other auxiliary aid and are having problems using this website, please call us at 716-434-2290 for assistance. All products, services and information available on this website are also available at our physical branches, where we would be happy to assist you further.

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