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Credit Cards

Helping You Get What You Need With Low Rates

Make room in your wallet for a Cornerstone VISA® credit card with low member-only preferred rates as low as 7.90% (APR)* with no annual fees. Because we’re a credit union, we can offer lower interest rates than traditional banks. There’s no better time to pay off balances and consolidate your credit cards so you’ll have one monthly payment and no annual fees.

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VISA® Classic

Visa Classic Card
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Rate
9.90% APR*


Credit Limit
Up to $5,000


Annual Fee
No

VISA® Gold

Visa Gold Card
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Rate
8.90% APR*


Credit Limit
Up to $10,000


Annual Fee
No

VISA® Platinum

Visa Platinum Card
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Rate
7.90% APR*


Credit Limit
Up to $15,000


Annual Fee
No

Student VISA®

Start building your credit with the Classic Cornerstone Student VISA® card, available for full-time college students ages 18+.

card details ...

Rate
9.90% APR*


Credit Limit
Up to $750


Annual Fee
No

Shared Secured VISA®

With the Shared Secured VISA®, you can have access to the convenience of a credit card that’s tied to your account balance.

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Rate
APR Varies*


Credit Limit
Based on amount on deposit at CCFCU


Annual Fee
No

*APR=Annual Percentage Rate:  Membership eligibility required.  Subject to credit approval.  Must be 18 years of age or older to apply.  APRs shown are as of December 31, 2019 and are subject to change at any time without notice.  APRs range from 7.90% APR to 9.90% APR.  APR will be determined by creditworthiness.  Late payment may result in penalty fees and increased rate.  Cash advance fee is 1% higher than fixed rate APR and foreign transaction fee is 1% of each transaction amount in US dollars.

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Join Us

New to Cornerstone? Become a member to take advantage of low rates on Cornerstone VISA® credit cards.

Find out how you can become a member of Niagara County’s largest credit union.

Must be 18 years of age or older. New members only.

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Learn More about VISA® Cards

Learn more about the full line of credit cards available for Cornerstone members by clicking the button below.

You can apply online for your Cornerstone VISA® credit card, stop by your local branch or call us at (716) 433-0063.

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Log in to Your VISA® Account

  • Securely access account information for your Cornerstone VISA® credit cards
  • Enjoy 24-hour access
  • View your account balances, statement history and recent transactions
  • Pay your bill online