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Home Equity Loan

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Bring more comfort to your home with Freedom Equity.

With a 12 month introductory rate of 2.25%APR* and no closing costs*, breathing new life into your home couldn’t be easier.

Key Member Benefits:

  • Convenience of a line of credit with the ability to convert a portion of the balance into a fixed-rate term loan.
  • No Closing Costs on loans under $100,000
  • No Annual Fees
  • 100% LTV available to eligible borrowers
  • No Fees to convert to a Fixed Rate Term Loan
  • As fixed-rate portion is paid, funds will become available to use again on the line during the draw period.

Access your credit whenever you need it with some of the lowest borrowing rates currently available.  Use Freedom Equity to consolidate debt, make home improvements, pay college tuition, or plan a dream vacation.

* Consult a tax advisor regarding the tax deductibility of interest.

*APR=Annual Percentage Rate.  Rate and eligible LTV may vary based on individual credit history and underwriting factors.  Cornerstone Community FCU will pay all closing costs on HELOCs up to $99,999.99.  HELOCs greater than $99,999.99 require borrower to pay a portion of the closing costs.  Members are eligible to convert all or part of the HELOC into a fixed rate Home Equity Loan.  Fixed rate loan option is based on the prime rate published in the Wall Street Journal plus margin.  Property insurance required.  Early termination fee applies if loan is paid prior to 36 months.  Consult your tax advisor for details on the tax deductibility of interest. Interest rates and program terms are subject to change without notice.  Must be a Cornerstone Community FCU member to qualify.

Current Rates

Check out our current rates to find out how low payments could be.