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Vehicle & Personal Loan

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Recreational Vehicle Rate Discount Now Available!

Gear up for your next adventure with a Cornerstone Recreational Loan!

Take advantage of  rates as low as 3.25% APR* for members who finance a recreational vehicle loan with us.  Whether it’s a new or used RV, boat, ATV, motorcycle, or jet ski, we’re here to help you embrace the outdoors.  The application process is easy!  Apply online today or call (716)433-0063.

*APR=Annual Percentage Rate. Membership eligibility required. Subject to credit approval. APR may vary depending on individual credit history and underwriting factors. Existing CCFCU loans do not qualify.  Loan to value must be 80% or less. Promotion ends August 31, 2020. All credit union programs, terms and conditions are subject to change at any time without notice. 


Personal Loans

When you need a debt consolidation loan to combine your higher cost bills into one low monthly payment, or you need extra cash for a vacation or special purchase, Cornerstone offers you flexible terms, competitive rates and fast approval. For more information, apply online or call the number below.

Vehicle Loans

Find great rates and options for your vehicle loans on new and used cars, trucks, vans, boats, motorcycles, snowmobiles, campers, recreational vehicles – even airplanes!

Loan Payment Options

Cornerstone CFCU offers a variety of repayment methods to suit your needs:

  • Coupons – For mailing in your monthly loan payments.
  • Automatic Transfer – Have payments transferred automatically each month from your Cornerstone checking or savings account.
  • OASIS – Our free online banking service allows you to check your account balances and transfer funds between accounts anytime.
  • CURTIS – Use our free telephone banking service to make payments on your Cornerstone loan from a Cornerstone checking or savings account.
  • Online payments from a non-Cornerstone account – Access our third-party provider online to make payments on your Cornerstone loan from a checking or savings account at a different financial institution.
  • Online VISA Credit Card payments – To make payments on your Cornerstone VISA credit card from any bank account, click here.

Cornerstone provides low-cost credit solutions that meet every need

We offer a variety of convenient loan repayment methods to suit your needs:

  • Coupons
  • Automatic Transfer
  • OASIS Online Banking Service
  • CURTIS Telephone Banking Service
  • Online Payments from Non-Cornerstone Accounts

For more information on Cornerstone loans, we invite you to apply online or call by phone at 716.433.0063.

Loans with competitive rates

Our unique lending program makes it simpler for members to qualify for the credit they need at low rates.

Have you experienced difficulty in obtaining credit in the past? At Cornerstone you will find it easier to qualify – and if you’ve always maintained a good credit history, you could qualify for our lowest rates.

Our loan offerings:

  • Auto Loans on new and used cars, trucks and vans
  • RV Loans for new and used recreational vehicles and campers, boats, motorcycles, snowmobiles and even airplanes
  • Personal Loans to consolidate your higher-cost bills into one low monthly payment, to pay for a vacation or for any special purchase
  • Home Equity Loans offer both fixed and adjustable rates – please call for an appointment
  • Mortgage Loans are offered with great rates – call to learn more or apply online when you visit the Mortgage Center page

You rate better here

Cornerstone Community Federal Credit Union has a variety of lending options to meet your needs. We can help you to determine your estimated monthly cost and the maximum credit line available to you, as well as help you to obtain the rate that is right for you. 

We can offer same-day approvals on consumer loans, making obtaining a loan as convenient as possible.

24-hour loans by phone

You can call 888.822.1985 toll-free to apply for auto loans, RV loans and personal loans. We will help you to determine what type of credit is right for you, estimate your payments and process your application information to expedite the process.

And, to better fit your schedule after hours and on weekends, we’re just a call away – 24/7.

To learn more, stop by any Cornerstone branch or call us at 716.434.2290.