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Vehicle & Personal Loan

Gain financial freedom to do the things you really enjoy.

Auto Loan Rates as low as 2.00%APR*.

An auto loan from Cornerstone offers:

  • Rates as low as 2.00%APR*
  • Flexible terms
  • Fast and hassle-free approval process
*APR=Annual Percentage Rate. Membership eligibility required. Subject to credit approval. APR may vary depending on individual credit history, underwriting factors vehicle type, vehicle year, and length of the loan term.  New vehicle purchases financed through another financial institution may be refinanced at a new auto rate within 6 months of original purchase.  All credit union programs, terms, and conditions are subject to change at any time without notice.

 

See how much you can save with our Auto Loan Payment Calculator
Savings are based on an estimate.  Contact a Loan Officer today to discuss your individual  solution.

Loan Payment Calculator

Recreational Vehicle Loan

Rates as low as 4.25%APR*

Get the most out of your summer with a recreational vehicle loan from Cornerstone!  Whether it’s an RV, boat, jet ski, ATV, or motorcycle, we have you covered with rates starting at 4.25%APR* for qualified members.  Apply online today and be approved in a matter of seconds.

*APR=Annual Percentage Rate. Membership eligibility required. Subject to credit approval. APR may vary depending on individual credit history, underwriting factors vehicle type, vehicle year, and length of the loan term.  All credit union programs, terms, and conditions are subject to change at any time without notice.

Loans with competitive rates

Our unique lending program makes it simpler for members to qualify for the credit they need at low rates.

Have you experienced difficulty in obtaining credit in the past?
At Cornerstone you will find it easier to qualify – and if you’ve always maintained a good credit history, you could qualify for our lowest rates.

Recreational Vehicle Loans

Gear up for adventure with great rates and options for your recreational vehicle loan.  Whether it’s a new or used RV, boat, ATV, motorcycle, or jet ski, we’re here to help you embrace the outdoors!  Apply online.

Personal & Debt Consolidation Loans

When you need a debt consolidation loan to combine your higher cost bills into one low monthly payment, or you need extra cash for a vacation or special purchase, Cornerstone offers you flexible terms, competitive rates and fast approval. For more information on personal loans and debt consolidation loans, apply online or call the number below.

Freedom Equity:  Home Equity Line of Credit

Leverage your home’s equity and access your credit whenever you need it with some of the lowest borrowing rates available.  Freedom Equity can support you with consolidating debt, make home improvements, pay college tuition, or plan a dream vacation.  Learn more about Freedom Equity or apply online here.

Home Mortgage

Competitive rates and options are available to prepare and assist you for your first home purchase.  Contact us today at 716.433.0063 or visit our Mortgage Center to learn more. 

Cornerstone provides low-cost credit solutions that meet every need

We offer a variety of convenient loan repayment methods to suit your needs:

  • Monthly mail-in Loan Payment Coupons
  • Automatic Transfer each month from one of your Cornerstone Checking or Savings Account
  • Online Banking allows you to check account balances and transfer funds between accounts anytime at no cost to you
  • Telephone Banking Service is available to make payments on your Cornerstone loan from a Cornerstone Checking or Savings Account
  • Online Payments from a checking or savings account located at a difference financial institution 
  • Online Visa Credit Card Payments from any bank account is available through your Online Banking account

For more information on Cornerstone loans, we invite you to apply online, email information@ccfcu.org, or call at 716.433.0063.

Bank.  Borrow.  Experience Freedom.

Cornerstone Community Federal Credit Union has a variety of lending options to meet your needs. We can help you to determine your estimated monthly cost and the maximum credit line available to you, as well as help you to obtain the rate that is right for you.

We can offer same-day approvals on consumer loans, making obtaining a loan as convenient as possible.

24-hour loans by phone

You can call 888.822.1985 toll-free to apply for auto loans, RV loans, and personal loans. We will help you to determine what type of credit is right for you, estimate your payments, and process your application information to expedite the process.

And, to better fit your schedule after hours and on weekends, we’re just a call away – 24/7.

To learn more, stop by any Cornerstone branch or call us at 716.434.0063.