Whether you’re planning to buy a new car, make improvements to your home, or consolidate your debts, you can count on Cornerstone to provide low-cost credit solutions that meet every need.
Find great rates and options for your vehicle loans on new and used cars, trucks, vans, boats, motorcycles, snowmobiles, campers, recreational vehicles and airplanes.
When you need a loan to consolidate your higher cost bills into one low monthly payment, or you need extra cash for a vacation or special purchase, Cornerstone offers you flexible terms, competitive rates and fast approval. For more information, apply online or call the number below.
Private Student Loans
With college enrollment at an all time high, paired with the escalating cost of tuition, Cornerstone Community Federal Credit Union provides families with a complimentary product to assist them with funding higher education. The loan can help pay for all qualified education expenses, including tuition, room and board, books, computers, even past due tuition bills. This private student loan option also includes a unique financial literacy component that helps students learn good credit habits and build their credit scores while they are still in school.
Home Equity Credit
Choose a fixed rate Home Equity Loan that offers the reliability of fixed monthly payments. Or select a Home Equity Line of Credit that lets you access your credit whenever you need it and offers a low variable rate that goes down when the prime rate goes down. Whichever you choose, you may be eligible for significant tax benefits*, and you’ll enjoy some of the lowest borrowing rates currently available. For more information, call our Loan Department.
* Consult a tax advisor regarding the tax deductibility of interest.
Cornerstone offers you a variety of mortgage programs that will help you lower your costs and make your monthly payments more affordable. Our partnership with Owners Choice Funding provides members with unparalleled customer service, a full breadth of mortgage options and highly competitive rates. Whether you choose an adjustable or fixed rate loan, you will benefit from great rates and over 20 years of professional experience in serving credit union members throughout the Northeast.
Check out our best rates to find out how low your payments could be.
Loan Payment Options
Cornerstone offers a variety of repayment methods to suit your needs:
- Coupons – For mailing in your monthly loan payments.
- Automatic Transfer – Have payments transferred automatically each month from your Cornerstone checking or savings account.
- OASIS – Our free online banking service allows you to check your account balances and transfer funds between accounts anytime.
- CURTIS – Use our free telephone banking service to make payments on your Cornerstone loan from a Cornerstone checking or savings account.
- Online payments from a non-Cornerstone account – To make payments on your Cornerstone loan from a checking or savings account at a different financial institution, click here. This option may be unavailable from 11 pm August 17th to 8 am on August 18th due to a scheduled system upgrade. If you have an issue during that time, please try again later.
- Online VISA Credit Card payments – To make payments on your Cornerstone VISA credit card from any bank account, click here.
Find out how low your loan payments could be with our convenient, easy-to-use calculator.
Click here for the loan payment calculator
For more information on Cornerstone loans:
Call Loans-By-Phone at 716.433.0063
Call toll-free 24-Hour Lending at 1.888.822.1985