Member Benefits
Get Far More Than You Expect as a Member
Cornerstone Community Federal Credit Union members enjoy a wide range of benefits to help them manage their accounts for both personal and professional endeavors. Cornerstone CFCU offers an array of business services to help entrepreneurs and companies as well as student services to help those looking to further their education or start on their lifelong professional journey.
Our members also have access to a network of shared branches as part of CO-OP shared branching, allowing members to access their accounts at credit unions across the United States.
Cornerstone also offers a unique Skip a Payment program that allows members to skip up to two payments annually on certain loan products. This can help you get extra cash when needed for a trip, unexpected expense or other need.
Find out more about all of the benefits of being a member below or at any Cornerstone branch location.
Business Services
Cornerstone understands the needs of local businesses and offers a range of deposit and lending services to help.
Student Services
Need help paying for tuition, books or other education expenses? Find financial support options at CCFCU.
CO-OP Shared Branches
Through the CO-OP network of shared branches, you can get help even when you’re away from home. Links offsite.
Skip a Payment Program
Members can skip up to two payments on certain loans each year with our unique Skip a Payment program.
1-800-488-6481
CURTIS: 1-800-676-2878
Our Branch Locations
Main Office
6485 S. Transit Road
Lockport, NY 14094
(716) 434-2290
(800) 488-6481
Branch Lobby Closed
Drive-thru Only
Mon.– Fri. 8 a.m. to 5 p.m.
Closed Saturday
Drive-up window opens at 8 a.m. Mon.-Fri.
24-hour drive-up ATM
Lockport
55 Stevens St.
Lockport, NY 14094
(716) 434-2290
Branch Lobby Closed
Drive-thru Only
Mon.- Fri. 9 a.m. to 5 p.m.
Drive-up window opens at 9 a.m. Mon.-Fri.
24-hour drive-up ATM
Middleport
5 State St.
Middleport, NY 14105
(716) 735-7004
Branch Lobby Closed
Drive-thru Only
Mon. – Fri. 9 a.m. to 5 p.m.
Drive-up window opens at 9 a.m. Mon.-Fri.
24-hour drive-up ATM
Niagara Falls
4255 Witmer Road
Niagara Falls, NY 14305
(716) 754-2950
Branch Lobby Closed
Drive-thru Only
Mon.- Fri. 9 a.m. to 5 p.m.
Drive-up window opens at 9 a.m. Mon.-Fri.
24-hour walk-up ATM
North Tonawanda
107 Main St.
North Tonawanda, NY 14120
(716) 694-0295
Branch Lobby Closed
Drive-thru Only
Mon. – Fri. 9 a.m. to 5 p.m.
Drive-up window opens at 9 a.m. Mon.-Fri.
24-hour walk-up ATM
Non-Cornerstone Community Federal Union links are provided as a service to members and are not owned or controlled by Cornerstone Community Federal Credit Union. If the member chooses to leave the credit union's site and link to an alternative site not operated by the credit union; the credit union is not responsible for the content on the alternative site. Cornerstone Community Federal Credit Union is not endorsing or guaranteeing the products, information, or recommendations provided by linked sites and is not liable for any failure of products or services advertised on those sites. Linked sites privacy and security policies may be different than those practiced by Cornerstone Community Federal Credit Union and may be less secure than the Cornerstone Community Federal Credit Union website.
If you are using a screen reader or other auxiliary aid and are having problems using this website, please call us at 716-434-2290 for assistance. All products, services and information available on this website are also available at our physical branches, where we would be happy to assist you further.