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As we continue to monitor the COVID-19 Pandemic and adhere to the direction provided by the World Health Organization, we are committed to keeping you informed regarding our business operations.

We are working toward creating a safe environment for the Cornerstone team while still providing our members with excellent service at all five of our branch locations during this pandemic. As a step to reduce COVID-19 exposure to our team, beginning this Saturday, March 21, 2020, we will be temporarily eliminating our Saturday business operations at our Transit Road location. Our business hours will be as follows:

Transit Road
Monday – Friday
8:00 – 5:00 p.m.
Drive-thru transactions only
Loan applications accepted Online or Loans by Phone
By appointment only in-person meetings

Stevens Street, North Tonawanda, Witmer, and Middleport
Monday – Friday
9:00 – 5:00 p.m.
Drive-thru transactions only

Online Banking, Mobile Banking and Telephone Banking
Visit to access your accounts 24/7 through Online Banking
Snap Deposit is available for depositing checks
Online Banking for transfers
Apply online for your borrowing needs
Card Valet is available to help protect you from fraudulent activities on your Visa account

We would like to remind our membership that although our branch lobbies are temporarily closed, we are still here to assist you with your lending needs. Members can apply online by clicking here or call Loans by Phone:

  • Consumer Loans and Credit Cards call (716)434-2290 ext. 1211
  • Real Estate call (716)434-2290 ext. 7020
  • For questions or to set up an appointment with a Loan Officer, please call (716)434-2290.

In addition, we are here to support you during financial hardship that may occur related to the COVID-19 pandemic. Please contact us at (716)434-2290 to learn about the programs, products, and services available to our membership.

We understand you may have a number of questions of how we are currently handling the COVID-19 Pandemic at Cornerstone. Below you will find a link with frequently asked questions to help you navigate your way through our current business operations. We will be continually updating our blog as we work through this pandemic. To view the blog post, click here 


Eric M. Hepkins, CEO
Mary Scheib, President and COO
Drew Dunlap, CFO
David Nemi, Chairman of the Board of Directors