Bank
Explore banking services, including checking and savings accounts.
Borrow
Find financing for your auto, home, debt consolidation and more at Cornerstone.
Loan Payments
Make payments on your Cornerstone loan securely and conveniently online.
About Us
It’s easy to apply for a loan in person, online or using our 24/7 phone system.

We’re calling on our community to tell who is doing good in WNY!
2021 is the perfect time to elevate those with spirit and grit to make things happen and bring joy to others.
In partnership with Country 106.5 WYRK, we are seeking nominations to reward an individual’s passion for our community. Our monthly winner will receive a $500 donation to the winner’s favorite cause, and a $100 dinner gift card to celebrate! Think of a worthy recipient and nominate them for the Community Cornerstone!
Become an owner today!
As a member of Cornerstone, you are given the attention and care as an owner, not a customer. Since we are a nonprofit and centered around serving, your financial success is our goal. Our members have access to some of the lowest loan rates and fees in our area and a digital experience that will bring more financial freedom to your life. Before opening an account at a bank, check with Cornerstone.
Becoming a member is easy. If you live, work, worship, or volunteer in Niagara or Erie County, you are eligible for a Cornerstone membership.
Join Cornerstone and experience the credit union difference today.
Wherever you go, take Cornerstone with you!
The Cornerstone app is a free mobile app that allows you to do your banking from the convenience of your Android™ or Apple® device.
- Access your accounts to check balances and manage your money
- Transfer money between your accounts
- Deposit checks instantly using the camera on your mobile device
- Locate the nearest ATM
Current Rates
Cornerstone CFCU offers great, competitive rates for mortgages, auto loans, personal loans and more. Check out our current rates and see how you can save.
Credit Card
Rates as low as
%
APR
Auto
Rates as low as
%
APR
Share Certificate
Rates as high as
%
APY
Personal Loan
Rates as low as
%
APR
Home Equity Line of Credit
Intro Rate as low as
%
APR
locations
