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24 Month Certificate at 2.40% APY*

Open a certificate today and let your money work for you! Terms and conditions apply.

Freedom Equity. Intro rates as low as 2.25%APR*

We understand the importance of flexibility when it comes to your finances. Freedom Equity is the smart choice when leveraging your home’s equity.

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Community-Cornerstone Celebrating WNY
Community Cornerstone Recipient for March

Pictured left to right: Beverly Waite, Rebekah Hylton, Nicole Wagner, Drew Dunlap, CFO, Kaitlyn Nye, Jackie Perry

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Community Cornerstone Recipient

On behalf of Cornerstone Community Federal Credit Union and 106.5 WYRK, we congratulate this month’s Community Cornerstone winner and animal advocate, Jackie Perry!

The founder and president of AWARE, a local nonprofit committed to rescuing and caring for orphaned, injured, or distressed wildlife, Jackie has been rehabilitating our two and four-legged friends throughout Erie and Niagara counties for the last 33 years!

AWARE was the first licensed wildlife rehabilitator in Niagara county that prides itself on its compassionate and educational approach to providing resources to the community about the ongoing hazards to our wildlife. Jackie has worked tirelessly connecting with schools, clubs, and organizations to educate and engage the community, bringing awareness to the current WNY environment and providing tips to improve our behaviors to create a safe place for our outdoor friends. Jackie’s knowledge and compassion have saved countless animals and provided permanently disabled birds with forever homes, helping them survive in a domesticated environments through rehabilitation and care. 

Congratulations on this well-deserved award, Jackie! We truly appreciate your devotion to keeping our wildlife safe and your continued efforts to provide resources to the Western New York community on ways we can help improve our environment!  

In partnership with Country 106.5 WYRK and BriteSmith Brewing, we are seeking nominations to reward an individual’s passion for our community. Our monthly winner will receive a $500 donation to the winner’s favorite cause, and a $100 dinner gift certificate to celebrate! Think of a worthy recipient and nominate them for the Community Cornerstone! 

Amherst Location Now Open!

We are thrilled to announce the opening of our new Amherst branch located at 315 Stahl Road in Getzville.  This branch becomes the sixth location for Cornerstone and the very first physical location in Erie County. Securing the Getzville location came out of a desire to expand our field of membership brought about by COVID-19. During the height of the pandemic, Cornerstone Community FCU served WNY small businesses by participating in the PPP (Paycheck Protection Program) disbursing approximately $8.5 million dollars and 144 loans to area business owners.  

We are looking forward to supporting small businesses with our robust Business Lending Program in addition to fulfilling our philanthropic goal of supporting community nonprofits through volunteering, fundraising, and sponsorships. 

If you live, work, worship, volunteer, or attend school in either Niagara or Erie County, you are eligible for a Cornerstone Membership.

View the full press release here.

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Become an owner today!

As a member of Cornerstone, you are given the attention and care as an owner, not a customer.  Since we are a nonprofit and centered around serving, your financial success is our goal.  Our members have access to some of the lowest loan rates and fees in our area and a digital experience that will bring more financial freedom to your life.  Before opening an account at a bank, check with Cornerstone.

Becoming a member is easy.  If you live, work, worship, or volunteer in Niagara or Erie County, you are eligible for a Cornerstone membership.

Join Cornerstone and experience the credit union difference today.

Wherever you go, take Cornerstone with you!

The Cornerstone app is a free mobile app that allows you to do your banking from the convenience of your Android™ or Apple® device.

  • Access your accounts to check balances and manage your money
  • Transfer money between your accounts
  • Deposit checks instantly using the camera on your mobile device
  • Locate the nearest ATM
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Current Rates

Cornerstone CFCU offers great, competitive rates for mortgages, auto loans, personal loans and more. Check out our current rates and see how you can save.

Credit Card

Rates as low as




Rates as low as



Share Certificate

Rates as high as



Personal Loan

Rates as low as



Home Equity Line of Credit

Intro Rate as low as



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Our Trusted Partners

Cornerstone Community Federal Credit Union members can take advantage of discounted services through a number of different partners. Find out more about partner benefits available to you.

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