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Auto Loan rates as low as 2.00%APR*

Buy New, Used, or Refinance your existing auto loan with an auto loan from Cornerstone.

Freedom Equity. Intro rates as low as 2.25%APR*

Bring comfort to your home with Freedom Equity, a new Home Equity Line of Credit.


Explore banking services, including checking and savings accounts.


Find financing for your auto, home, debt consolidation and more at Cornerstone.

Loan Payments

Make payments on your Cornerstone loan securely and conveniently online.

About Us

It’s easy to apply for a loan in person, online or using our 24/7 phone system.

Community-Cornerstone Celebrating WNY
Community Cornerstone Recipient for March

Pictured from left to right:
Rebekah Hylton, Drew Dunlap, CFO, Allegra Perna, Roxanne Ball, Nicole Wagner, Ashleah Canastraro, VP of Marketing

July Community Cornerstone Recipient

Cornerstone Community Federal Credit Union & WYRK are proud to recognize Allegra Perna as our July Community Cornerstone recipient. Allegra is a Physical Education teacher at St. Gregory the Great in Williamsville. She has dedicated over 40 years of her time and energy to the school community, directing fundraisers like The Great Race and other events to benefit the church. Allegra also spends countless hours volunteering in the community, specifically with the local chapter of Sleep in Heavenly Peace. This non-profit focuses on the 10,000 children in Western New York who don’t have a bed to sleep in and they create and provide these children with a place to sleep. You can find Allegra making and delivering these beds every Wednesday night and every other Saturday. Allegra, your amazing heart and passion for your community is outstanding and we are honored to donate $500 to Sleep in Heavenly Peace. Thank you for being a Community Cornerstone!

In partnership with Country 106.5 WYRK and Russell’s Steaks, Chops & More, we are seeking nominations to reward an individual’s passion for our community.  Our monthly winner will receive a $500 donation to the winner’s favorite cause, and  $100 dinner gift certificate to celebrate!  Think of a worthy recipient and nominate them for the Community Cornerstone! 

Become an owner today!

As a member of Cornerstone, you are given the attention and care as an owner, not a customer.  Since we are a nonprofit and centered around serving, your financial success is our goal.  Our members have access to some of the lowest loan rates and fees in our area and a digital experience that will bring more financial freedom to your life.  Before opening an account at a bank, check with Cornerstone.

Becoming a member is easy.  If you live, work, worship, or volunteer in Niagara or Erie County, you are eligible for a Cornerstone membership.

Join Cornerstone and experience the credit union difference today.

Wherever you go, take Cornerstone with you!

The Cornerstone app is a free mobile app that allows you to do your banking from the convenience of your Android™ or Apple® device.

  • Access your accounts to check balances and manage your money
  • Transfer money between your accounts
  • Deposit checks instantly using the camera on your mobile device
  • Locate the nearest ATM
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Current Rates

Cornerstone CFCU offers great, competitive rates for mortgages, auto loans, personal loans and more. Check out our current rates and see how you can save.

Credit Card

Rates as low as




Rates as low as



Share Certificate

Rates as high as



Personal Loan

Rates as low as



Home Equity Line of Credit

Intro Rate as low as



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Our Trusted Partners

Cornerstone Community Federal Credit Union members can take advantage of discounted services through a number of different partners. Find out more about partner benefits available to you.

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