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New Freedom Equity. Rates as low as 2.25%APR* for 12 months

Bring comfort to your home this season with Freedom Equity, Home Equity Line of Credit.

Register for our 2021 Annual Meeting

The 2021 Annual Meeting will be held virtually again this year.  Registration is now open and a requirement to attend.  

Bank

Explore banking services, including checking and savings accounts.

Borrow

Find financing for your auto, home, debt consolidation and more at Cornerstone.

Loan Payments

Make payments on your Cornerstone loan securely and conveniently online.

About Us

It’s easy to apply for a loan in person, online or using our 24/7 phone system.

We’re calling on our community to tell who is doing good in WNY!
2021 is the perfect time to elevate those with spirit and grit to make things happen and bring joy to others.

In partnership with Country 106.5 WYRK, we are seeking nominations to reward an individual’s passion for our community.  Our monthly winner will receive a $500 donation to the winner’s favorite cause, and a $100 dinner gift card to celebrate!  Think of a worthy recipient and nominate them for the Community Cornerstone!

Become an owner today!

As a member of Cornerstone, you are given the attention and care as an owner, not a customer.  Since we are a nonprofit and centered around serving, your financial success is our goal.  Our members have access to some of the lowest loan rates and fees in our area and a digital experience that will bring more financial freedom to your life.  Before opening an account at a bank, check with Cornerstone.

Becoming a member is easy.  If you live, work, worship, or volunteer in Niagara or Erie County, you are eligible for a Cornerstone membership.

Join Cornerstone and experience the credit union difference today.

Cornerstone Visa Credit Card Niagara Falls

Wherever you go, take Cornerstone with you!

The Cornerstone app is a free mobile app that allows you to do your banking from the convenience of your Android™ or Apple® device.

  • Access your accounts to check balances and manage your money
  • Transfer money between your accounts
  • Deposit checks instantly using the camera on your mobile device
  • Locate the nearest ATM
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Current Rates

Cornerstone CFCU offers great, competitive rates for mortgages, auto loans, personal loans and more. Check out our current rates and see how you can save.

Credit Card

Rates as low as

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Auto

Rates as low as

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Share Certificate

Rates as high as

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Personal Loan

Rates as low as

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Home Equity Line of Credit

Intro Rate as low as

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Our Trusted Partners

Cornerstone Community Federal Credit Union members can take advantage of discounted services through a number of different partners. Find out more about partner benefits available to you.

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