Select Page
Routing# 222381293 | Find an ATM

Freedom Equity. Intro rates as low as 2.25%APR*

Bring comfort to your home with Freedom Equity, a new Home Equity Line of Credit.

Register for our 2021 Annual Meeting

Cornerstone Members are invited to join us for our virtual 2021 Annual Meeting.  Registration is open and a requirement to attend.


Explore banking services, including checking and savings accounts.


Find financing for your auto, home, debt consolidation and more at Cornerstone.

Loan Payments

Make payments on your Cornerstone loan securely and conveniently online.

About Us

It’s easy to apply for a loan in person, online or using our 24/7 phone system.

Community-Cornerstone Celebrating WNY
Community-Cornerstone-January Recipient

Pictured from left to right:  Brian, Amanda, Roxanne, Loretta (Cornerstone) Linda Hepler (Hope Before Heaven), Eric Hepkins (CEO, Cornerstone), and Angel a special needs dog who is 12 years young.

February Community Cornerstone Recipient

Cornerstone Community Federal Credit Union & WYRK are proud to recognize Linda Hepler from the Collins community as February’s Community Cornerstone recipient! Linda runs Hope Before Heaven, a nonprofit that focuses on helping individuals in our community with the funds needed for emergency medical care for their pets throughout Western New York. Through Linda’s efforts and passion, she has supported many families in saving the life of their pet through Hope Before Heaven. In addition to saving lives, Linda and her army of volunteers were able to secure over 3,000 pounds of dog and cat food, treats, and toys donated to several pet food pantries across the area, including Meals on Wheels. Along with housing and caring for 12 special needs dogs and administering Coins for Canine Cancer, she always looks for ways to support the community – those with two or four legs! Congratulations, Linda!

To learn more or to support Hope Before Heaven, visit their website at HopeBeforeHeaven.Com.

In partnership with Country 106.5 WYRK and Russell’s Steaks, Chops & More, we are seeking nominations to reward an individual’s passion for our community.  Our monthly winner will receive a $500 donation to the winner’s favorite cause, and  $100 dinner gift certificate to celebrate!  Think of a worthy recipient and nominate them for the Community Cornerstone! 

Become an owner today!

As a member of Cornerstone, you are given the attention and care as an owner, not a customer.  Since we are a nonprofit and centered around serving, your financial success is our goal.  Our members have access to some of the lowest loan rates and fees in our area and a digital experience that will bring more financial freedom to your life.  Before opening an account at a bank, check with Cornerstone.

Becoming a member is easy.  If you live, work, worship, or volunteer in Niagara or Erie County, you are eligible for a Cornerstone membership.

Join Cornerstone and experience the credit union difference today.

Cornerstone Visa Credit Card Niagara Falls

Wherever you go, take Cornerstone with you!

The Cornerstone app is a free mobile app that allows you to do your banking from the convenience of your Android™ or Apple® device.

  • Access your accounts to check balances and manage your money
  • Transfer money between your accounts
  • Deposit checks instantly using the camera on your mobile device
  • Locate the nearest ATM
Google Play Logo
Apple Store Logo
Rates icon

Current Rates

Cornerstone CFCU offers great, competitive rates for mortgages, auto loans, personal loans and more. Check out our current rates and see how you can save.

Credit Card

Rates as low as




Rates as low as



Share Certificate

Rates as high as



Personal Loan

Rates as low as



Home Equity Line of Credit

Intro Rate as low as



cornerstone cube emblem


Our Trusted Partners

Cornerstone Community Federal Credit Union members can take advantage of discounted services through a number of different partners. Find out more about partner benefits available to you.

Autosmart logo
Enterprise Car rental green logo
trustage logo