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Freedom Equity. Intro rates as low as 2.25%APR*

Bring comfort to your home with Freedom Equity, a new Home Equity Line of Credit.

Rate Discount* Available on all Recreational Vehicle Loans

Instant online approval in a matter of seconds for a new boat, jet ski, RV, motorcycle, ATV, and more!


Explore banking services, including checking and savings accounts.


Find financing for your auto, home, debt consolidation and more at Cornerstone.

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Make payments on your Cornerstone loan securely and conveniently online.

About Us

It’s easy to apply for a loan in person, online or using our 24/7 phone system.

Community-Cornerstone Celebrating WNY
Community-Cornerstone-January Recipient

Pictured from left to right:  Nicole, Roxanne, Amanda, Brian (Cornerstone), and Debbie Cordone (Fantastic Friends of WNY)

March Community Cornerstone Recipient

Cornerstone Community Federal Credit Union & WYRK are proud to recognize Debbie Cordone from the Depew community as March’s Community Cornerstone recipient! Debbie’s passion for supporting individuals with developmental and intellectual disabilities fueled her desire to begin her own nonprofit, Fantastic Friends of WNY.  Fantastic Friends offers the widest array of onsite and offsite social and life-skill programming that will meet the needs of their participants, their families, and the community at large.  Fantastic Friends offers a variety of activities such as fitness, arts, sensory, cooking, and even dances!  Congratulations, Debbie on this well-deserved recognition! On behalf of Cornerstone and WYRK, thank you for making such a positive impact in our community. 

To learn more or to support Fantastic Friends of WNY, visit their Facebook page @FantasticFriendsofWNY!

In partnership with Country 106.5 WYRK and Russell’s Steaks, Chops & More, we are seeking nominations to reward an individual’s passion for our community.  Our monthly winner will receive a $500 donation to the winner’s favorite cause, and  $100 dinner gift certificate to celebrate!  Think of a worthy recipient and nominate them for the Community Cornerstone! 

Become an owner today!

As a member of Cornerstone, you are given the attention and care as an owner, not a customer.  Since we are a nonprofit and centered around serving, your financial success is our goal.  Our members have access to some of the lowest loan rates and fees in our area and a digital experience that will bring more financial freedom to your life.  Before opening an account at a bank, check with Cornerstone.

Becoming a member is easy.  If you live, work, worship, or volunteer in Niagara or Erie County, you are eligible for a Cornerstone membership.

Join Cornerstone and experience the credit union difference today.

Wherever you go, take Cornerstone with you!

The Cornerstone app is a free mobile app that allows you to do your banking from the convenience of your Android™ or Apple® device.

  • Access your accounts to check balances and manage your money
  • Transfer money between your accounts
  • Deposit checks instantly using the camera on your mobile device
  • Locate the nearest ATM
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Current Rates

Cornerstone CFCU offers great, competitive rates for mortgages, auto loans, personal loans and more. Check out our current rates and see how you can save.

Credit Card

Rates as low as




Rates as low as



Share Certificate

Rates as high as



Personal Loan

Rates as low as



Home Equity Line of Credit

Intro Rate as low as



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Our Trusted Partners

Cornerstone Community Federal Credit Union members can take advantage of discounted services through a number of different partners. Find out more about partner benefits available to you.

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